I have over 25 years of experience in the mortgage business and have helped people with all kinds of mortgage needs across Ontario, from first time buyers and homeowners to self employed clients, investors and rental property owners. I specialize in construction, reverse, alternative and private mortgages, but I am here for the straightforward mortgages too. What matters to me is understanding what you need and making sure you know your options. I have the support of a dedicated team lead and underwriting team, along with direct access to lenders, their underwriters and BDMs. This gives me the experience and resources to work through the details and find a way forward when a mortgage is not straightforward. I am part of a national brokerage that ranks among the top 11% in Canada, giving my clients access to a wide range of lenders and mortgage options. You can expect honest advice, clear communication and someone who will be there from our first conversation through to funding and beyond. I am still here after your mortgage closes if you have questions, need help with your next mortgage or need a referral to someone I know and trust. Whether you are buying your first home, refinancing, investing or dealing with a more complicated situation, I am here to help.